Terms of Service
These Terms of Service (“Terms”) govern access to and use of johnbcobb.com (this “Site”), operated by John Cobb (“I”, “me”, or “my”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
These Terms apply to the Site only. Services delivered by ROI Wire, Coppermont, Chinaski, or other ventures may be governed by separate contracts and policies.
The Site
The Site provides information about John Cobb, professional background, writing (“Notes”), and ways to get in touch. Features may change, and parts of the Site may be unavailable from time to time for maintenance or other reasons.
Nothing on the Site is an offer to provide services until confirmed in a separate written agreement.
Eligibility
You must be able to form a binding contract under applicable law and must use the Site only for lawful purposes. If you use the Site on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.
Acceptable use
You agree not to:
- Use the Site in any way that violates law or third-party rights
- Attempt to gain unauthorised access to systems, accounts, or data related to the Site
- Probe, scan, or test vulnerability of the Site except with prior written permission
- Interfere with or disrupt the Site, including via malware, overload, or automated abuse
- Scrape, harvest, or systematically copy Site content for commercial reuse without permission
- Misrepresent your identity or affiliation when contacting me
- Submit unlawful, defamatory, or harmful content through forms or other channels
I may block access or refuse communications that appear abusive, spam-like, or unsafe.
Intellectual property
Unless otherwise stated, the Site’s design, text, graphics, and original materials are owned by John Cobb or used under licence. You receive a limited, non-exclusive, non-transferable licence to access and view the Site for personal or internal business evaluation. You may not copy, modify, distribute, sell, or create derivative works from Site content without prior written consent, except as allowed by mandatory law (including fair use / fair dealing).
Trademarks and names of third parties remain the property of their owners.
User communications
If you send ideas, feedback, or materials through the Site or email, you grant me a non-exclusive, worldwide, royalty-free licence to use that feedback to operate and improve the Site and related professional work, unless we have a written agreement that says otherwise. Do not send confidential or proprietary material unless we already have a written confidentiality arrangement covering it.
No professional advice; disclaimer
Site content is general information only. It is not legal, tax, accounting, investment, or other professional advice. Additional limitations are set out in the Disclaimer, which forms part of your use of the Site.
Third-party links and tools
The Site may link to third-party websites or embed third-party tools. I am not responsible for their content, availability, or practices. Your use of third-party services is at your own risk and subject to their terms.
Privacy
Handling of personal information is described in the Privacy Policy.
Engagements for paid work
If we enter into a paid engagement, a separate statement of work, master services agreement, or similar document will control fees, scope, deliverables, confidentiality, and liability for that work. Those documents prevail over these Terms if there is a conflict regarding the engagement itself. These Terms continue to govern use of the public Site.
Disclaimers
THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, I DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. I DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, JOHN COBB AND ANY AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY LAW, TOTAL LIABILITY FOR CLAIMS RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100) OR THE MINIMUM AMOUNT REQUIRED BY APPLICABLE LAW, WHICHEVER IS GREATER.
Some jurisdictions do not allow certain limitations. In those places, liability is limited to the maximum extent permitted.
Indemnity
You agree to defend and indemnify John Cobb against claims, damages, losses, and expenses (including reasonable legal fees) arising from your misuse of the Site, your violation of these Terms, or your infringement of any right of another person, to the extent permitted by law.
Suspension and termination
I may suspend or terminate access to the Site, or stop providing the Site, at any time. Provisions that by nature should survive (including intellectual property, disclaimers, limitations of liability, and indemnity) will survive.
Changes to the Terms
I may update these Terms by posting a revised version on this page and updating the “last updated” date. Continued use after changes constitutes acceptance of the revised Terms, except where mandatory law requires a different process.
Governing law
These Terms are governed by the laws applicable to the operator of the Site, without regard to conflict-of-law rules that would require another jurisdiction’s law, except where mandatory consumer protections in your country require otherwise. Courts in a competent venue connected to the operator may hear disputes, subject to those mandatory rights.
If you need a jurisdiction-specific governing-law clause (for example, a named U.S. state), say so and this section can be tightened.
General
If any provision of these Terms is unenforceable, the remaining provisions remain in effect. Failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy and Disclaimer, are the entire agreement regarding use of the Site (not regarding paid engagements, which require separate contracts). You may not assign these Terms without consent; I may assign them in connection with a reorganisation or transfer of the Site.
Contact
Questions about these Terms:
Last updated: July 2026.